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How Financial Inclusion Takes Shape Across Indonesia’s Daily Lives
We had the chance to discuss financial inclusion with DANA as part of the GSTI Campaign. According to Indonesia’s financial regulator, Otoritas Jasa Keuangan (OJK) in 2025, financial inclusion stands at around 85 percent, revealing a gap between being connected and being able to fully participate. In a country where geography still shapes opportunity, progress is measured not by how fast technology moves, but by how far it can reach into homes, informal businesses, and everyday lives beyond Jakarta.
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